What We Do

1. You Do Not Incur Any Debt.
Benefunding does not loan money but instead makes a cash purchase of your assets,so you do not take on any debt. A purchase is not considered a liability on your balance sheet and therefore does not affect your ability to qualify for additional debt financing.

2. An Expandable Line Of Credit.
Benefunding’s purchasing power grows right along with your business’ sales, so as your sales increase more money is immediately made available to you.

3. No Loss Of Equity.
Benefunding purchases assets so there is never a worry of losing equity.

4. Reduce Operational Overhead.
Benefunding helps improve your bottom line by reducing your overhead costs associated with processing invoices, including mailing, posting invoices, depositing checks, entering payments and producing regular reports.

5. Helps You Build Credit.
Benefunding provides a steady stream of adequate cash flow that allows you to pay your bills on time and start establishing or improving your credit.

6. Elimination of Bad Debt.
By selling your cash flowing asset you no longer have to assume the risk of bad debt, thus eliminating this liability on your income statement.

7. Funding Time Is Fast.
Benefunding can have cash in your account within days of your application. How many banks do you know that can operate that quickly?

8. Leverage Off Your Customers’ Credit.
Benefunding basis it’s criteria on the entity paying on your cash flowing asset, so if your customers have good credit then you do too. Your company does not need to be creditworthy, protable or meet any of the assorted credit requirements of banks and other traditional lenders.

9. No Personal Guarantees.
Benefunding does not make you personally guarantee the repayment of the funds advanced to you. You may have to guarantee against fraud or disputes, but not against customers’ ability to pay. Banks, on the other hand, not only require personal guarantees, they may also require liens on personal assets such as residences.

10. Application Process Is Quick And Easy.
Benefunding offers a simple application process. You are not required to turn over tax returns, personal financial statements, business plans, projections, etc.

11. Concentrate On Marketing And Expanding Your Business.
Benefunding infuses your business with a constant flow of capital and relieves you of the time consuming task of collections, so you will be able to concentrate more of your efforts on growing your business.

12. Offer Credit Terms To Customers.
Benefunding allows you to offer credit terms to your customers without negatively impacting your cash flow. This makes it easier for customers to buy from you and is an explosive way to grow your business.

13. Take Advantage Of Early Payment Discounts.
Benefunding allows you to take advantage of early payment terms offered by your business suppliers therby greatly reducing recurring costs.

14. Take Advantage Of Volume Discounts.
Benefunding improves your cash flow allowing you to be able to buy in greater volume from your suppliers and save money.

15. Stop Offering Early Payment Discounts.
Benefunding provides your business with immediate cash for outstanding invoices, so your company can eliminate discounts to customers as an incentive to pay their invoices early.

16. Detailed Management Reports.
You are provided with detailed management reports that enable you to better run your business and manage cash flow.

17. Invoices are paid faster.
Your client will tend to pay their invoices much faster knowing that they are being reported to the credit bureaus.

18. No Geographical Limitations.
Benefunding can work with a client in any part of the country and that client can have customers spread out all over the world.

19. Early Detection Of Customer Problems.
All invoices are verified enabling customer payment problems to be detected well before an invoice becomes past and it is too late to salvage the account.

20. Professional Collections.
Collections are handled professionally and productively by institutional investors.

21. Credit Screening.
Credit information on new customers is provided enabling you to make better credit decisions.

22. Credit Monitoring.
Ongoing credit monitoring of existing customers is provided to make sure there is no significant diminution in their credit status.